Insurance Disputes

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How the 10% Adjuster Commission Limit Protects Houston Homeowners

What Every Houston Policyholder Should Know Before Signing With a Public Adjuster Key Takeaways: Texas Insurance Code ยง 4102.104(a) caps…

3 weeks ago

What Is a Mold Remediation Coverage Limit on a Houston Homeowners Policy?

Understanding the Dollar Cap Insurers Place on Mold Cleanup in Houston Homes Key Takeaways: A mold remediation coverage limit is…

1 month ago

Can Houston Homeowners Demand Appraisal After an Underpaid Home Claim?

Understanding Your Right to Appraisal in Houston Home Insurance Disputes Key Takeaways: Yes, Houston homeowners can demand appraisal after an…

2 months ago

Homeowner Insurance Complaints Tripled in Texas: How TDI Filings Help

Why Texas Homeowners Are Filing More Insurance Complaints Key Takeaways: Homeowner insurance complaints have tripled in Texas as policyholders challenge…

2 months ago

When Must a Texas Insurer Pay a Houston Homeowner After Claim Approval?

Understanding Texas' Prompt Payment Deadlines for Approved Home Claims Key Takeaways: Under the Texas Prompt Payment of Claims Act (Chapter…

2 months ago

Is an Insurer Acting in Bad Faith if It Ignores Evidence?

When Your Insurer Looks the Other Way: Understanding Bad Faith in Texas Key Takeaways: An insurer acts in bad faith…

3 months ago

How Long Does an Insurer Have to Settle a Claim in Texas?

Understanding the Clock on Your Texas Insurance Claim Key Takeaways: Texas law holds insurers to strict statutory timelines under the…

3 months ago

What Is Concurrent Causation and Why Do Houston Insurers Use It?

How Concurrent Causation Gives Houston Insurers a Reason to Deny Your Claim When a single storm sends wind, rain, and…

4 months ago

What Is an Examination Under Oath in a Houston Claim Denial?

Understanding the Examination Under Oath in Houston Home Insurance Denials When your Houston home insurance claim is denied, you may…

4 months ago

What Is the 61-Day Pre-Suit Notice for Houston Insurance Claims?

If your homeowner insurance claim was denied or underpaid in Houston, Texas law requires a critical preliminary step before filing…

5 months ago