Who Needs a WPI-8 for Homes Altered on or After January 1, 1988?

3 hours ago
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Why the 1988 Cutoff Still Shapes Windstorm Coverage in Houston Key Takeaways: Homeowners in the designated catastrophe area, 14 coastal…

What Is a Mold Remediation Coverage Limit on a Houston Homeowners Policy?

4 days ago

Understanding the Dollar Cap Insurers Place on Mold Cleanup in Houston Homes Key Takeaways: A mold remediation coverage limit is…

What Is Ordinance Or Law Coverage In A Houston Homeowners Policy?

1 week ago

Why Rebuilding to Current Code Can Cost More Than Your Policy Pays Key Takeaways: Ordinance or law coverage is the…

Why Houston Homeowners Have Two Years to Contest a TWIA Denial

2 weeks ago

Understanding the Clock That Starts When TWIA Says No Key Takeaways: Under Texas Insurance Code § 2301.010(b), a windstorm and…

What Is the HO-145 Cosmetic Damage Exclusion in Houston Home Policies?

2 weeks ago

When a Hail-Damaged Roof Looks Fine to Your Insurer: The Texas Cosmetic Damage Endorsement Explained Key Takeaways: The HO-145 is…