Denied Insurance Claims

How to Prepare for an Examination Under Oath on a Houston Home Claim

Sworn Testimony on Your Storm Claim: What Houston Homeowners Need to Know Before They Sit Down Key Takeaways: An examination…

4 days ago

Who Needs a WPI-8 for Homes Altered on or After January 1, 1988?

Why the 1988 Cutoff Still Shapes Windstorm Coverage in Houston Key Takeaways: Homeowners in the designated catastrophe area, 14 coastal…

1 week ago

What Is Ordinance Or Law Coverage In A Houston Homeowners Policy?

Why Rebuilding to Current Code Can Cost More Than Your Policy Pays Key Takeaways: Ordinance or law coverage is the…

2 weeks ago

Why Houston Homeowners Have Two Years to Contest a TWIA Denial

Understanding the Clock That Starts When TWIA Says No Key Takeaways: Under Texas Insurance Code ยง 2301.010(b), a windstorm and…

3 weeks ago

What Is the HO-145 Cosmetic Damage Exclusion in Houston Home Policies?

When a Hail-Damaged Roof Looks Fine to Your Insurer: The Texas Cosmetic Damage Endorsement Explained Key Takeaways: The HO-145 is…

4 weeks ago

What Should Houston Homeowners Do When an Insurer Stalls a Home Claim?

Recognizing When a Houston Insurer Is Dragging Its Feet on Your Home Claim Key Takeaways: When a Houston insurer stalls…

1 month ago

How to Challenge a Denied Commercial Property Claim in Houston

Fighting Back After a Business Insurance Denial in Houston Key Takeaways: Challenging a denied commercial property claim in Houston begins…

1 month ago

Who Determines Flood Damage Value in a Houston NFIP Claim Dispute?

Flood Damage Value Disputes: Understanding Who Sets the Number on Your Houston Claim Key Takeaways: In Houston NFIP flood claim…

1 month ago

Who Qualifies to File a Bad Faith Claim Against a Houston Home Insurer?

Understanding Your Right to Challenge an Unfair Home Insurance Denial Key Takeaways: In Houston, the policyholder (named insured) or a…

1 month ago

18% Penalty Interest: How Texas Law Handles Late Home Insurance Payouts

When Your Insurer Drags Its Feet: Understanding Texas Penalty Interest Key Takeaways: When a Texas home insurance payout arrives late,…

2 months ago